How low is this?
There are many states, including PA, that have an option to give unemployment benefits in the form of a debit card. This is fine and good, except that you incur fees on every little thing, like checking a balance ($0.40), accessing your account by phone ($0.35), or, get this, the privilege of getting your card declined ($0.50).
Why in the world would states go for this? Someone must be getting a nice kickback for these deals, because something here sure stinks.